In the selection windows, click on the type of current account for which the cost comparison is to be created. Incoming and outgoing payments such as bank transfers, direct debits, cash withdrawals and incoming payments are posted to this account. The banks and building societies can also offer the customer good service. But which bank is the cheapest, which is good. Many banks today offer various types of loans, be it a branch bank or a direct bank that no longer has its own branches.
Construction financing of the bank
The environment of the Baugelder is at the moment very good, the interest rates are on a new yearly low. But also the credit institutions and housing associations can provide the customer with an optimal service. But which bank is the cheapest, which is good. Take advantage of the advantageous online conditions and get a tailored to your individual needs security.
A current bank ranking is carried out by the German Institute for Service Quality. In terms of total assets, these are the largest credit institutions in Germany: The 2nd China Construction Bank Corporation, the German Institute for Service Quality, is examining the framework conditions for the construction of the branches. The conditions are not always the same: With immediate financing with a fixed interest rate of 10 years, a number of banks offer very different interest rates.
At an effective interest rate of the best provider of 1.32%, the customer receives in the worst case only 1.87 percentage points. With a fixed interest period of 15 years, the offers differ by up to 1.1 percentage points. The Federal Agency for Service Quality is looking for the cheap bank at the side of the TV channel N-TV. The customer receives a variable repayment, a good follow-up financing and low lending rates.
The following institutes performed well during a bank test 2015 of the Stiftung Warentest: (from 2018): In a further performance test of the journal AskMeFinancet the following institutes performed well: The following result was recorded in the examination of the instant loan by the foundation: The follow-up financing is also for many homeowners a great way.
Often even negotiations help to achieve more favorable conditions with the credit institutions. 1822 Direct convinces in the context of the “follow-up loans 05/2015 – supraregional offerer, without nationwide branch network” particularly and has a very good follow-up financing. The journal AskMeFinancet, which focuses on the insurance and finance sector, carried out the study.
For construction sites or modernization, consumers hardly ever get past the bank.
The Intrasavings Bank is one of the largest banks in the world. Anyone who accepts such an offer can have a very good commitment on debit interest, special repayment possibilities and a Construction grant. In principle, however, the Intrasavings loans can show advantageous conditions. It is difficult to identify which low-equity bank is eligible.
Finally, only rarely does the offer offer a good repayment of debit interest on refurbishment or in connection with building land. According to the financial test, the housing companies are much better than the banks. Which is the cheapest bank and which provider is good, always depends on the individual life situation of the borrower.
Here you can also compare the best credit institutions and housing associations.