Cash credit: pay directly at the post office – fast & discreet!

Who needs a loan, usually goes first to his house bank. But credit inquiries do not always go well. In the meantime, there are not a few bank customers who, despite many years of business relationship with their financial institution, receive credit cancellations. However, it is precisely when, for example, a financial bottleneck has occurred or urgently needed acquisitions have to be financed, that swift, unbureaucratic help is needed.

We know from experience that borrowing can be realized in most cases – even with negative credit bureau there are possibilities. Thus, the unfavorable rating of a credit request by your house bank is not set in stone, because there are margins. Our experts are committed to getting you the cash loan you need now – competent and solution-oriented.

What exactly is a cash advance?

What exactly is a cash advance?

A cash advance is one of the usual installment loans, but differs by a key feature. The processing of the payout does not run through a checking account. The loan is paid in cash at one of the numerous post offices.

There is no predetermined use, so our customers can freely dispose of the money. For example, if you use the loan amount to clear your current account, or replace small loans, pay bills, or buy new furniture, it’s up to you.

There can be good reasons for a cash payment. This applies in particular to loans without credit bureau, which means that a normal loan for which a bank obtains credit bureau information can still be tracked down after years because credit bureau stores the data. Discretion offers a cash advance, because it has no negative impact on the credit bureau score. Any planned future financing will therefore not be jeopardized by a bad credit bureau value.

We offer our customers the following credit options:

  • Instant loan up to 100,000 usd
  • You get the cheapest loan offer of up to 20 banks. Our credit experts will gladly advise you and help you find the right financing partner.
  • Additional credit up to 50,000 usd
  • A loan in parallel with already existing debt or a favorable rescheduling. We are happy to help!
  • Credit for pensioners and civil servants
  • Loans for pensioners or civil servants are possible with us also without age restriction.
  • Loans in difficult cases
  • Loans without credit bureau are possible up to a maximum loan amount of 7,500 usd.

Apply for a cash advance: easy, fast and secure

Apply for a cash advance: easy, fast and secure

We provide an online form for our customers. Enter your personal data here and enter your desired amount. This step is done quickly and takes on average no more than five minutes.

But what about the security of the transmitted data? We attach great importance to data security. Therefore, our online form is protected by a certified SSL encryption, which we always keep up to date. The data entry is thus secure and can not be viewed by uninvolved third parties.

Is a loan request free and without obligation?

Is a loan request free and without obligation?

Our answer to this question: an unqualified yes. A credit inquiry is and remains for our customers basically free and without obligation. The same applies to the loan offer that we have made on the basis of your request from one of our partner banks. Fairness and transparency form the basis of our actions. So we do not charge any costs even if the loan application is rejected. We expressly distance ourselves from providers that operate in this way.

So your advantage is obvious: you do not take any risks and receive unambiguous information regarding your loan request. Even if you decide otherwise after making a loan commitment, you are under no obligation, and this situation is also free of charge for you. Thus you can not lose but only win.

Interest rate example – 12.09.2018
3000, – $ cash advance with 100% payout

Duration (months) Monthly Rate effective interest rate *
12 258.84 usd 6.66% *
24 132.39 usd 5.72% *
36 90.27 usd 5.39% *
48 69.23 usd 5.23% *
72 48.24 usd 5.06% *
120 31.55 usd 4.92% *

* effective annual interest, non-binding sample calculations

Cash credit: How long does the processing take?

Cash credit: How long does the processing take?

The processing of your loan request takes a maximum of 24 hours. We cooperate with more than 20 big and small partner banks. Our credit experts make sure you get the cheapest loan offer. In doing so, we pay particular attention to tailoring the offer to your wishes as well as to your current financial position, so that it is optimally tailored to your situation.

We will keep you up-to-date on the progress of your credit inquiry by e-mail. You will usually receive a written loan offer within one working day, either by e-mail or on request by mail.

When will the money be paid?

When will the money be paid?

As soon as you have provided us with all the required documents, the partner bank selected by us immediately checks your loan application. If the bank approves the loan, you will receive the written offer and you will be free to check whether it meets your expectations and wishes.

When concluding the contract, we do not charge any advance costs, which is a matter of course for us as a matter of course in our entreprenusdial activities.

We work exclusively success-oriented. Our commission is already included in installments. All costs incurred under the credit agreement are clearly and unambiguously designated there.

You agree with the terms and conditions of your cash loan? After you have sent us the signed contract, we promptly arrange the payment of the money. As a rule, it takes no longer than one business day from the loan approval to the availability of the payout sum.

Where is the cash advance paid?

Where is the cash advance paid?

The name of this form of credit already suggests the type of payment. So the entire loan amount will be paid in cash. You will receive your money at the nearest major post office, as small postal agencies are not eligible for this service.

The loan payment in cash can hardly be simpler and more convenient. For example, you can combine the pick-up with a relaxing shopping trip in the city center, where you can visit the responsible post office and receive your cash.

Can a cash advance be partially repaid earlier or be completely replaced?

Can a cash advance be partially repaid earlier or be completely replaced?

Although the cash advance is one of the usual loans with installments in a fixed amount and term, you always have the opportunity to make free special repayments at any time.

As a result, financial situations can change dramatically from day to day, such as unexpected revenues. The occasions are as varied as the life itself. For example, who makes an inheritance or receives a higher severance pay due to a job change, may think about getting rid of old liabilities before the end of the repayment term. If you are interested in getting your cash advance repaid early, there are also opportunities.

Is the specification of a purpose of use required?

Is the specification of a purpose of use required?

Unlike a consumer loan, where the purpose of the loan is documented, this is not required for a cash advance. Accordingly, our customers do not have to specify a purpose. If you want to fulfill your dreams and wishes quickly and flexibly, you can use the cash advance for a variety of things.

Whether you want to attend a chargeable continuing education seminar or replace bulky household appliances, whether you are feeling ready for a holiday and planning a relaxing holiday, whatever you use the money for, you are free to decide.

Your experienced partner for credit brokerage

Your experienced partner for credit brokerage

You are interested in this form of loan and would like to take out a cash advance? We will gladly advise you and assist you with professional competence and many years of experience. Our credit experts take care of your concerns reliably and develop the best possible solution for your individual situation. Benefit from our expertise, the facts speak for themselves: We have been present on the market for over 45 years and have already successfully brokered more than 100.0 loans.

Leave a Reply

Your email address will not be published. Required fields are marked *